Commercial & Business Lending

From commercial property purchases to business expansion finance, we help business owners and investors access the funding they need to grow.

How We Help Business Owners

Commercial lending is more complex than residential. We have the experience to navigate lender requirements and find solutions that work for your business.

Commercial Lending Melbourne | Loans Cart

Finance for retail spaces, offices, warehouses, and industrial properties.

Commercial Lending Melbourne | Loans Cart

Working capital, equipment finance, and business expansion loans.

Commercial Lending Melbourne | Loans Cart

Commercial lending requires flexibility. We find solutions that match your business.

Commercial Finance Solutions

We work with a range of lenders to find the right commercial finance for your needs.

Commercial Lending Melbourne | Loans Cart

Purchase or refinance commercial real estate — retail, office, industrial, or mixed-use.

Commercial Lending Melbourne | Loans Cart

Funds for expansion, equipment, or business opportunities with structured repayment terms.

Commercial Lending Melbourne | Loans Cart

Flexible access to funds for working capital and cash flow management.

Commercial Lending Melbourne | Loans Cart

Asset-based lending for machinery, vehicles, and business equipment.

Commercial Lending Melbourne | Loans Cart

Funding for property development projects — residential or commercial.

Commercial Lending Melbourne | Loans Cart

Commercial property purchases through your self-managed super fund.

What Lenders Look At

Commercial lending assessments differ from residential. Here's what to prepare for.

Cash flow and serviceability assessment
Business financial statements
Property valuations and security
Loan-to-value ratios (typically 60-70%)
Interest rates and fee structures
Repayment flexibility options
Personal guarantees requirements
Exit strategies and refinancing

Need Help With Business Finance?

Commercial lending can be complex. Let us help you navigate the options and find the right solution for your business.

Book a Commercial Finance Discussion

"Expert advice, attention to detail and a tailored solution made all the difference for us."

— Gagancyril, Google Review

"Clear communication, proactive and professional — and always a very positive result."

— Nitin V., Google Review

Brendan Singh

You'll be working with:

Brendan Singh — Director & Mortgage Broker

Credit Rep 575816 | ACL 391209 | 30+ lenders

English · Hindi · Punjabi

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Let's Discuss Your Commercial Needs

Tell us about your business and what you're looking to finance.

No obligation. We'll review your situation and get back to you within 24 hours.

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