Construction & Building Loans
Building your dream home or renovating? Construction loans work differently to standard mortgages. We guide you through progress payments, builder requirements, and the entire build finance process.
How Construction Loans Work
Construction finance is released in stages as your build progresses, not as a lump sum. This requires careful planning and the right loan structure.
Construction Loans Melbourne | Loans Cart
Funds released in stages as your build progresses, so you only pay interest on what's drawn.
Construction Loans Melbourne | Loans Cart
We help ensure your builder meets lender requirements for a smooth approval process.
Construction Loans Melbourne | Loans Cart
From land purchase to final handover, we manage the finance at every stage.
Typical Progress Draw Stages
Your loan is drawn down in stages as construction milestones are completed.
Construction Loans Melbourne | Loans Cart
Initial deposit to builder, slab and foundation work.
Construction Loans Melbourne | Loans Cart
Wall frames, roof trusses, and structural elements.
Construction Loans Melbourne | Loans Cart
External walls, windows, doors, and roof covering.
Construction Loans Melbourne | Loans Cart
Internal fixtures, plumbing, electrical, plastering.
Construction Loans Melbourne | Loans Cart
Final touches, landscaping, and handover.
Projects We Can Help With
We help borrowers with all types of construction projects across Melbourne and Australia.
"Brendan made our construction loan process straightforward and stress-free."
— Michael T., Google Review
"Professional, easy to deal with, and kept us updated the whole way."
— Forum M., Google Review
You'll be working with:
Brendan Singh — Director & Mortgage Broker
Credit Rep 575816 | ACL 391209 | 30+ lenders
English · Hindi · Punjabi
View profileLet's Talk About Your Build
Tell us about your construction project and we'll guide you through the finance process.