Self-Employed Lending
Running your own business shouldn't mean struggling to get a home loan. We specialise in presenting self-employed income to lenders for the best possible outcome.
Why Work With a Specialist?
Self-employed lending requires specific expertise. The way your income is presented can mean the difference between approval and decline.
Specialist Knowledge
We understand how lenders assess self-employed income and know which ones are most flexible.
Income Presentation
We'll help present your income in the best light — whether it's from financials, BAS, or bank statements.
Lender Matching
Access to lenders who specialise in self-employed borrowers and understand business income.
Who We Help
We help self-employed borrowers of all types get the finance they need.
Income Verification Options
Different lenders accept different types of income evidence. We'll match you with the right option.
Common Challenges We Solve
Variable Income
We use income averaging and find lenders who understand seasonal or project-based earnings.
Tax Minimisation
Your accountant reduces taxable income, but we know lenders who look at true business performance.
Business Structure
Trusts, companies, partnerships — we understand how each structure affects borrowing capacity.
Recent ABN
Some lenders accept 1 year ABN registration with the right documentation and income evidence.
Our Process
Initial Assessment
We review your business structure, income history, and borrowing goals to understand your situation.
Income Analysis
We analyse your financials, BAS, or bank statements to determine the best way to present your income.
Lender Matching
We match you with lenders whose policies suit your income type and business structure.
Application Support
We prepare and submit your application, liaising with your accountant if needed.
Check Your Borrowing Options
Tell us about your situation and we'll outline your options.