Mortgage Broker Melbourne
Trusted mortgage brokers based in South-East Melbourne with three offices serving clients across 37+ suburbs. Home loans, refinancing, investment, and commercial lending — clear advice, smooth approvals.
Book a Free ChatMelbourne's Local Lending Experts
Loans Cart is based in Melbourne's south-east with offices in Bentleigh East, Truganina, and Mount Waverley. We work with clients from Bayside to Berwick and beyond, providing clear lending advice for every type of property goal.
With access to over 30 lenders, we compare the market to find loans that genuinely suit your situation — whether you're a first home buyer, refinancing, investing, or building.
While our offices are in Melbourne, we help clients across Australia. If you're outside our local area, everything works just as well over phone, video, and email.
Bentleigh East (Head Office)
1040A North Road, Bentleigh East VIC 3165
Truganina
Suite 6/45 Tallis Circuit, Truganina VIC 3029
Mount Waverley
Unit 5/15 Ricketts Rd, Mount Waverley, VIC 3149
Your Melbourne Mortgage Broker
Brendan Singh
Director & Mortgage Broker, Loans Cart
Credit Rep 575816 | ACL 391209 | 30+ lenders
Brendan works with home buyers, investors, refinancers and self-employed borrowers across Melbourne and Australia-wide. Appointments available at our Mount Waverley office or online.
Melbourne mortgage broker questions — answered
How do I choose a mortgage broker in Melbourne?
Look for a broker who is fully licensed (Credit Representative under an Australian Credit Licence), has access to a wide panel of lenders rather than just one or two, and communicates clearly throughout the process. Loans Cart is operated by Brendan Singh (Credit Rep 575816, ACL 391209) with access to 30+ lenders via National Mortgage Brokers (nMB). We service clients across Melbourne and Australia-wide, in person or online.
How much does a mortgage broker cost in Melbourne?
In most cases, nothing. Mortgage brokers are paid a commission by the lender after your loan settles — there is no upfront cost to you as the borrower. Loans Cart does not charge broker fees for standard residential lending. We disclose all commissions as required by law.
Can a Melbourne mortgage broker help me if I'm self-employed?
Yes. Self-employed borrowers need a broker who understands how lenders assess ABN income, sole trader structures, and business financials. Loans Cart regularly works with self-employed clients and matches them to the lenders on our 30+ panel who are most flexible with non-standard income.
What areas does Loans Cart service in Melbourne?
Loans Cart has offices in Mount Waverley, Bentleigh East, and Truganina, and services clients across 37+ Melbourne suburbs — from Bayside and the inner east through to the south-east growth corridor and western suburbs. We also work with clients Australia-wide via phone and video.
Can I get a mortgage broker who speaks Hindi or Punjabi in Melbourne?
Yes. Brendan Singh at Loans Cart is fluent in English, Hindi, and Punjabi. If you'd prefer to discuss your lending options in Hindi or Punjabi, appointments are available in person at Mount Waverley or online.
Suburbs We Serve
Find your local mortgage broker. We have dedicated pages for each suburb we serve, with tailored advice and local knowledge.
Bayside & Inner South-East
Our home base. Premium suburbs with strong schools, tree-lined streets, and established communities.
Inner South-East Melbourne
Connected, family-friendly suburbs close to transport, universities, and employment hubs.
Inner East Melbourne
Heritage charm, blue-chip locations, and some of Melbourne's most sought-after addresses.
Outer East Melbourne
Excellent schools, vibrant communities, and strong property demand.
South-East Melbourne
The heart of Melbourne's established south-east — families, investors, and growing communities.
South-East Growth Corridor
Melbourne's fastest-growing region with new estates, construction, and first home buyer opportunities.
Your broker: Brendan Singh, Director & Mortgage Broker — View profile and credentials
"Brendan got me approval in one day. Highly professional and highly recommended."
— Kamal K., Google Review
"Clear communication, proactive and professional — and always a very positive result."
— Nitin V., Google Review
Helpful Guides
Looking for a Melbourne Mortgage Broker?
Book a no-obligation consultation. We'll discuss your goals and map out the best lending path forward.