Debt Consolidation

Tired of juggling multiple debts? Consolidate your credit cards, personal loans, and other debts into your home loan — and start paying less each month.

Why Consolidate Your Debts?

High-interest debts can cost you thousands in unnecessary interest. Consolidating into your home loan could save you significant money.

Lower Interest Rates

Replace high-interest credit cards and personal loans with your lower home loan rate.

One Simple Payment

Consolidate multiple debts into a single, manageable monthly repayment.

Improved Cash Flow

Free up money each month by reducing your overall interest payments.

See The Potential Savings

Before Consolidation

Credit Card: $15,000 @ 20%$250/mo
Personal Loan: $10,000 @ 12%$320/mo
Car Loan: $20,000 @ 8%$400/mo
Total:$970/month

After Consolidation

$45,000 added to home loan @ 6%

Monthly repayment:~$270/mo

Save $700/month

*Example only. Actual savings depend on your situation.

Is Debt Consolidation Right For You?

Debt consolidation works best when you have sufficient home equity and multiple high-interest debts.

Homeowners with multiple credit cards
Those paying high-interest personal loans
People struggling with multiple repayments
Anyone wanting to simplify their finances
Borrowers with available home equity
Those seeking lower monthly outgoings

Debts We Can Consolidate

Credit card balances
Personal loans
Car loans
Store credit & buy-now-pay-later
Tax debts
Other high-interest debts

Important Consideration

While consolidating short-term debts into a 30-year mortgage can dramatically reduce monthly payments, you may pay more interest over the life of the loan. We'll discuss strategies to pay off the consolidated portion faster, so you get the cash flow benefits without the long-term cost.

Get a Free Assessment

Tell us about your debts and we'll show you the potential savings.

No obligation. We'll review your situation and get back to you within 24 hours.

Book a Quick CheckCall