Debt Consolidation
Tired of juggling multiple debts? Consolidate your credit cards, personal loans, and other debts into your home loan — and start paying less each month.
Why Consolidate Your Debts?
High-interest debts can cost you thousands in unnecessary interest. Consolidating into your home loan could save you significant money.
Debt Consolidation Melbourne | Loans Cart
Replace high-interest credit cards and personal loans with your lower home loan rate.
Debt Consolidation Melbourne | Loans Cart
Consolidate multiple debts into a single, manageable monthly repayment.
Debt Consolidation Melbourne | Loans Cart
Free up money each month by reducing your overall interest payments.
See The Potential Savings
Before Consolidation
After Consolidation
$45,000 added to home loan @ 6%
Save $700/month
*Example only. Actual savings depend on your situation.
Is Debt Consolidation Right For You?
Debt consolidation works best when you have sufficient home equity and multiple high-interest debts.
Debts We Can Consolidate
Important Consideration
While consolidating short-term debts into a 30-year mortgage can dramatically reduce monthly payments, you may pay more interest over the life of the loan. We'll discuss strategies to pay off the consolidated portion faster, so you get the cash flow benefits without the long-term cost.
"We refinanced with Brendan and couldn't be happier. He found us a better deal than our bank offered and handled all the paperwork."
— Rajiv M., Google Review
"Extremely prompt, paid great attention to detail, and presented clear options tailored to my situation."
— E. Khera, Google Review
You'll be working with:
Brendan Singh — Director & Mortgage Broker
Credit Rep 575816 | ACL 391209 | 30+ lenders
English · Hindi · Punjabi
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Tell us about your debts and we'll show you the potential savings.