Hindi & Punjabi Speaking Mortgage Broker in Melbourne
Loans Cart is a Melbourne mortgage broking business run by Brendan Singh — fluent in English, Hindi, and Punjabi. If you'd prefer to discuss your home loan, refinance, or investment property in Hindi or Punjabi, we can do that. In person or online, at a time that suits you.
Why Language Matters in Lending
Getting a home loan involves sharing personal financial details, understanding complex documents, and making decisions that affect your family for decades. When English isn't your first language, or when you simply feel more comfortable explaining your situation in Hindi or Punjabi, working with a broker who speaks your language makes the whole process clearer, faster, and less stressful.
Brendan Singh at Loans Cart is trilingual — fluent in English, Hindi, and Punjabi — and works with Melbourne's South Asian community across home purchases, refinancing, investment lending, and more.
Who We Help
First home buyers
Navigating government grants, deposit requirements, and pre-approval for the first time — in the language you're most comfortable in.
Refinancers
Reviewing your current home loan rate and structure against a panel of 30+ lenders — with clear explanations throughout.
Property investors
Structuring investment lending across one or more properties, with advice on loan types, equity access, and portfolio growth.
Self-employed borrowers
ABN holders, sole traders, company directors and trust structures — with lenders who understand business income.
Families supporting each other
Parents helping children buy, guarantor arrangements, or family members purchasing together — we explain every option clearly.
About Brendan Singh
Brendan Singh is the Director and Mortgage Broker behind Loans Cart, based in South-East Melbourne. With 20 years in business development and partnerships across finance, technology, and financial services, Brendan brings a structured, client-first approach to mortgage broking.
He is fluent in English, Hindi, and Punjabi, and works with clients across Melbourne and Australia-wide. Appointments are available in person at the Mount Waverley office or online via video call.
Credentials:
Credit Representative Number: 575816
Australian Credit Licence: 391209
Lender panel: 30+ lenders via National Mortgage Brokers (nMB)
Languages: English, Hindi, Punjabi
Our Services
Where We Are
In-person appointments are available at our Bentleigh East office — 1040A North Road, Bentleigh East VIC 3165 — our Truganina office — Suite 6/45 Tallis Circuit, Truganina VIC 3029 — or our Mount Waverley office — Unit 5/15 Ricketts Rd, Mount Waverley VIC 3149. Online via video call for clients anywhere in Melbourne or Australia.
Bentleigh East (Head Office)
1040A North Road, Bentleigh East VIC 3165
Truganina Office (Western Corridor)
Suite 6/45 Tallis Circuit, Truganina VIC 3029
Mount Waverley Office (Eastern Corridor)
Unit 5/15 Ricketts Rd, Mount Waverley VIC 3149
We work with clients across Melbourne's eastern and south-eastern suburbs, the western growth corridor (Truganina, Tarneit, Point Cook), and Australia-wide.
Frequently Asked Questions
Is there a mortgage broker in Melbourne who speaks Hindi?
Yes. Brendan Singh at Loans Cart is fluent in Hindi and works with clients in Hindi across home loans, refinancing, investment lending, and more. Appointments are available in person at our Bentleigh East, Truganina, or Mount Waverley office, or online.
Is there a mortgage broker in Melbourne who speaks Punjabi?
Yes. Brendan Singh at Loans Cart is fluent in Punjabi. If you'd prefer to discuss your home loan or refinance in Punjabi, book a consultation at our Bentleigh East, Truganina, or Mount Waverley office, or online.
Does it cost more to use a broker who speaks Hindi or Punjabi?
No. Loans Cart charges no fee to borrowers regardless of which language the consultation is conducted in. We are paid a commission by the lender after your loan settles — there is no cost to you.
Can I get a home loan in Melbourne if I'm a new migrant or permanent resident?
Yes, though lender policies on residency status vary. Most lenders require permanent residency or Australian citizenship. Some lenders will consider applications from temporary visa holders in specific circumstances. Loans Cart will assess your visa status and match you with lenders whose policies suit your situation.
Do you help clients in Truganina, Tarneit and the western suburbs?
Yes. Loans Cart has an office in Truganina (Suite 6/45 Tallis Circuit) and works with clients across the western growth corridor — Truganina, Tarneit, Rockbank, Point Cook, Wyndham Vale and surrounding suburbs.
Can I bring a family member to the consultation?
Absolutely. Many clients prefer to have a family member present, particularly when discussing a purchase that involves multiple people or a guarantor arrangement. In-person appointments at Mount Waverley or online both work well for this.
Can I get a home loan if part of my income is from overseas?
Some lenders accept foreign income, but usually count less of it and want more documents, like overseas payslips and tax records. Policies vary a lot, so the right lender matters. We'll tell you upfront what's realistic.
Do my documents need to be translated into English?
Usually, yes. Lenders generally need documents that aren't in English, such as overseas bank statements or identity documents, to come with a certified English translation. We'll tell you exactly which ones before you apply.
Can my parents in India be guarantors on my home loan?
Usually not. A family guarantee normally needs security over a property in Australia, so parents who only own property overseas generally can't act as guarantors. Parents who own property here may be able to.
Talk to Brendan — in English, Hindi or Punjabi
Book a no-obligation consultation at our Truganina or Mount Waverley office, or online. We'll look at your situation and give you clear advice on your home loan options — in the language you're most comfortable with.
Credit Representative Number: 575816 | Australian Credit Licence: 391209 | ABN: 45 601 426 582